Popular transfer apps for Ghanaians in Germany: Remitly, WU, Profee
There are so many apps for money transfers to Ghana, but how do you choose the right one? You’ll find the answer after reading this guide. Follow us along and compare Remitly, Western Union and Profee – well-trusted online services.
Fees and rates
When you imagine the best app for sending money to Ghana, you certainly think of the one with a compelling offer. Let’s see how much your first 100 EUR transfer will cost with each of the services:
| 1 EUR = X GHS rate | Fee, EUR | Final amount to be received, GHS | |
|---|---|---|---|
| Profee | 13.36 | 0 | 1,336.00 |
| Remitly | 13.046 | 0 | 1,369.83 with the 5 EUR discount |
| Western Union | 13.046 | 0 | 1304.60 |
The data was collected on February 13th, 2026. Rates are unstable, so they may be different when you’re reading this.
The first transfer with Remitly is the most cost-effective due to their 5 EUR discount. However, if we look closely at the EUR-to-GHS rates, it’s clear that Profee’s offer is the hottest on the list. Consider this when choosing an app to send money to Ghana.
Available methods
What will secure your peace of mind is the service's flexibility. If it supports various delivery and payment options, you’ll have more opportunities for supporting people back home without the need to download any extra applications.
Supported payment methods
Profee: Cards, Apple Pay/Google Pay, regional methods like SEPA, Swish, Klarna, and others.
Remitly: Cards, bank accounts, Apple Pay/Google Pay, iDEAL, Klarna, SEPA.
Western Union: Cards, bank accounts, Apple Pay/Google Pay, cash at an agent location.
Options here are more or less the same. Western Union suggests handing in cash; however, it’s not the safest way to send money to Ghana. Imagine going somewhere with 1,000 EUR and then giving it to a person you don’t know. Sounds quite unsafe.
Supported delivery methods
Profee: Bank deposit, card deposit, AirtelTigo, MTN, Vodafone.
Remitly: Bank deposit, cash pickup, debit card deposit, mobile wallets.
Western Union: Bank account, cash pickup, mobile wallets.
There’s not much difference in the offered methods, as well. Cash pickups are a bit outdated because your recipients need to find the bank or office, bring their documents, and then move the cash home. It’s not safe nor convenient, so many expats stick to the 100% online transfers. Luckily, most apps for money transfers to Ghana offer them.
Tips:
Why 800,000 have chosen Profee
What services write about themselves on the website is good, but the most convincing thing is the opinions of other expats abroad. Profee is loved by them for several reasons:
- Safety – feel at peace with your money. We hold an official license and a PCI DSS certificate, which confirm that our service protects your data and funds at the same level as leading global banks.
- Smoothness – stress-free experience for you. The whole process is straightforward, simple and seamless. You’ll finish in several taps and before your coffee break ends.
- Cost-effective – send money to Ghana without losing it on charges. Our rates are competitive, and fees are low, so transfers will perfectly fit into your budget.
- Speed – your money will be delivered on time. On average, our transfers arrive within minutes, depending on your delivery method.
With a promo rate and a 0% fee on your first transfer, you can try Profee out at the best terms.
Want to know how to send money to Ghana step-by-step? Check our complete guide on money transfer from Europe and the UK to Ghana.
FAQ – Best money transfers to Ghana
What is the best way to send money to Ghana?
Online money services are a convenient tool for transfers. With them, you can send money from home, office or anywhere else if you’re connected to the internet.
Can Revolut be used in Ghana?
You can use Revolut cards for ATM withdrawals and payments, but Ghanaian citizens cannot open an account.
How to transfer money from the UK to a Ghanaian bank account?
- Join Profee.
- Add the transfer amount.
- Choose how to pay.
- Enter the recipient’s details.
- Approve and confirm.
Is Remitly cheaper than other services?
Not always. You should check the current fees and rates, as they change. You can compare offers of various companies right in the Profee app – we list them in order.
Are online services safe?
Depends on the service. Profee is fully secure, as we protect your data at every step of the transfer using modern technologies.
