To live better, expats should know how to transfer money to Pakistan cost-efficiently. In this article, we’ll check what is the best way to send money to Pakistan without limiting yourself financially. Read on to keep your wallet full.
Make transfers a part of your life
Money transfers to Pakistan shouldn’t be a fussy, non-structured experience. To save funds, add remittances to your daily routine.
Be in context. If there is no need to send money to Pakistan immediately, don’t rush and keep an eye on the latest news. Political and economic situations in your current and home countries affect the exchange rates. And exchange rates influence how much cash you’ll have left. So, check the news each morning, and when the rates drop, take this opportunity.
Check your calendar. Birthdays, weddings and rent payment days don’t appear out of nowhere—add all the important dates to your calendar beforehand. What does it have to do with money transfers to Pakistan? Well, saving up in advance and not sending the last cent will reduce your stress, to say the least.
Track your history. Keep a record of all your transfers in Excel, notes or other tools. Thus, you’ll have control over your money transfers to Pakistan. Try spotting patterns—maybe on certain days, the rates are always better, or your provider charges you more than it should.
The best money transfer to Pakistan is the one that you prepare for. The main step in this preparation is choosing the right money transfer services.
Trying to control your budget as an expat? Learn how to build an emergency fund in our article.
Choose your way
When you google “How to transfer money to Pakistan?” endless offers appear. To avoid getting lost, narrow down the list.
What to look at
- Provider. Pick via what you’d like to send money to Pakistan. There are bank transfers, crypto and global money transfer services—we’ll discuss their pros and cons later in the article. Once you decide that, for example, you want to use money transfer services, plenty of options will be cut.
- Payment and receiving options. Not every service works with JazzCash, Easypaisa or other local financial tools. It’ll also shrink the list. Make sure the service works both for you and the person receiving the money.
- Special offers. Some global money transfer services welcome their clients with something nice. For example, 0% fee for the first transfer. Taking advantage of it will be a smart move to save some funds.
- License. To avoid becoming a victim of a scam, check the certifications of every service that you use.
- Hidden fees. Some platforms may advertise “0% commission” or “no fees,” but don’t take those claims at face value. In reality, they might be hiding charges in the exchange rate or adding unexpected costs during checkout. Read reviews on Trustpilot or somewhere else online. If people say that the final sum was different from what was promised, avoid these platforms.
Your options
Let’s decide what is the best way to send money to Pakistan here and now. The most common options are bank transfers, cash pick-ups, crypto transfers and money transfer services.
- Bank transfers
| Pros | Cons |
|---|---|
| Secure | High fees |
| Allows to send large sums of money | You’ll have to wait for at least several days |
| Many destinations available | Banks’ exchange rates are often worse than the market’s |
When you have extra money and time, you can sacrifice it for security. Choosing a bank is great when buying a house or a car, but for daily transfers consider something else.
What is the best way to send money to Pakistan, then? Maybe it’s cash pick-ups?
- Cash pick-ups
Brief introduction of this method: You send funds online or in person → It takes some time to process → The recipient goes to a pick-up location in their city → and collects the cash.
| Pros | Cons |
|---|---|
| The cash option is sometimes more preferable than digital money | It may not be safe |
| No bank account needed | Finding a pick-up location and waiting in line is time-consuming |
| Straightforward process | It’s not accessible in some cities |
We’d say that cash pick-ups should be your option when nothing else works. Imagine your mother going to the pick-up location, receiving a huge amount of cash, and returning home after hours. It doesn’t sound convenient or safe. Definitely not the best money transfer to Pakistan experience.
Our saga of what is the best way to send money to Pakistan continues. The next contestant is cryptocurrency.
- Crypto transfers
Straight to the point—you’ll need to spend a lot of time understanding how to transfer money to Pakistan on crypto platforms. It’s not the most beginner-friendly route. If you’re new to crypto, be ready to spend hours (or even days) just figuring out how it all works. It’s a whole different world with its own rules.
| Pros | Cons |
|---|---|
| Lower fees | Complicated process |
| Instant payments | No legal protection |
| Can be done at home | Price fluctuations |
If you have spare time and determination, learning how to transfer money to Pakistan using cryptocurrency may be a strategy. However, isn’t it better when someone else does your job while you’re sipping coffee on a couch? That’s what online transfer services offer.
- Online services
With international services you can transfer money to Pakistani bank accounts, cards, and mobile wallets in minutes. All you’ll need is your phone and access to the internet.
| Pros | Cons |
|---|---|
| Great exchange rates | No cash available |
| Low fees | Too many options to choose from |
| High speed | Sometimes there are limits on how much you can send |
The answer to “What is the best way to send money to Pakistan?” is clear now. Savvy expats choose online services to win at favourable rates and low fees.
What are the best money transfer services
We picked online services and know what to look for, so let’s find out what are the best money transfers services on the market.
| Profee | Wise | Remitly | TransferGo | |
|---|---|---|---|---|
| Fees | 0% fee for transfers over 100 EUR | Vary, the less you send, the higher the fee | Medium | Medium |
| 100 EUR to PKR | 33,183 | 31,310.71 | 33,074 | 31,886.87 |
| Trustpilot reviews | 4.4/5 | 4.3/5 | 4.6/5 | 4.6/5 |
| Transfer methods | Pakistan bank accounts, cards, Easypaisa, JazzCash, NayaPay, SadaPay, UPaisa | Pakistan bank accounts and cards | Bank accounts, cards, Easypaisa, JazzCash, NayaPay, SadaPay, UPaisa | Bank accounts, cards and some mobile wallets |
| Special offer | 0% fee and a promo rate for your first transfer | No | Promo rate for the first transfer | 0% fee for the first two transfers |
Now, you know what are the best money transfer services and what they offer.
Pro tip: Savvy expats say that a combination of low fees and great exchange rates is the key to keeping enough money abroad. So, to have spare funds for shopping or travelling, use Profee, which offers budget-friendly transfers.
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How to transfer money to Pakistan with Profee
For the best money transfer to Pakistan experience one has to be prepared. Read our step-by-step guide and send money to Pakistan in minutes.
- Download the Profee app or register on profee.com.
- Quickly sign up—it won’t take long.
- Select your current country and Pakistan.
- Decide on the transfer amount.
- Pick the payment method.
- Insert recipient details.
- Review and confirm.
After that, the funds will arrive almost instantly. Let’s wrap up what’s so enjoyable about Profee transfers:
- Speed. Transfers are lightning-fast, so you’re never left waiting.
- Simplicity. The process is so intuitive that anyone can do it.
- Smart savings. Competitive rates and 0% fees on your first transfer help you stick to your budget.
- Trustworthy. Licensed and secure, Profee keeps your data and money protected.
- Flexible. Send from anywhere in Europe to all the major card systems in Pakistan.
Final tips
In this article, we found out what is the best way to send money to Pakistan, and it’s online services. To level up your transfers, here are some advice:
- Compare the offers.
- Don’t rush. Exchange rates fluctuate daily, and even small changes can make a big difference. Use currency tracking tools or rate alert apps to wait for the best moment.
- Always double-check to avoid typos.
- Check the hidden limits.
- Save the recipient's details if possible.
- Sign up for referral programmes and receive rewards.
After deciding what are the best money transfer services for you, experiment with them and see what works for you. Start with Profee, as new clients enjoy 0% fees and promo rate, which won’t disappoint you.
