M-PESA is an irreplaceable thing for Kenyans even when living abroad. Here, we’ll explain how to send money from Europe to Kenya in two ways: PayPal to M-PESA and Profee.
How to transfer money from PayPal to M-PESA
How to send money from Europe to Kenya with Profee
FAQ — How to send money from Europe to Kenya via M-PESA
How to transfer money from PayPal to M-PESA
PayPal M-PESA integration changes happened in August 2025. Now, all transfers are made inside the M-PESA app. We prepared a quick guide on how to transfer money from PayPal to M-PESA:
Step 1: Link PayPal to M-PESA
- Go to the homescreen.
- Find ‘Global Payments’.
- Click on PayPal.
- Log in with PayPal on M-PESA with your email and password.
- Complete a couple of security challenges (the ones where you have to detect a picture).
Step 2: Send money to M-PESA
After linking your account, you’ll see the ‘Withdraw to M-PESA’ button — click on it. Enter the transfer amount, check the rates and confirm. Overall, PayPal is a smooth option for M-PESA money transfers, but expats have noticed several concerning points:
- Exchange rate glitches. When entering the amount, the rate you see first may be misleading. It becomes normal on the confirmation screen.
- Payment failure. Some M-PESA international transfers are failing on the PayPal side. Even when following instructions correctly, the app says, 'Please, try again later.'
- Extra fuss. You have to top up your PayPal first as it doesn’t support direct transfers.
If you're a heavy PayPal user, this method may work for you. But if you want to know how to send money from Europe to Kenya via M-PESA in a beneficial way, we have another option for you.
Read more: Financial advice for Kenyan students in the EU.
How to send money from Europe to Kenya with Profee
As an online service, Profee helps send money to M-PESA, Airtel and bank accounts with your laptop, PC or phone. With Profee, your M-PESA international transfer will be:
Apparent
Unlike PayPal, Profee shows correct rates before you start setting up a transfer. Displaying the right information in advance is the bare minimum, so it's a huge disappointment that not every service is honest with its customers. With Profee, you'll know exactly what to expect from the upcoming M-PESA money transfer.
Beneficial
Each cent will be working to its max. Profee’s rates are market-beating, and fees are tiny, so your wallet won’t be gutted after the M-PESA international transfer.
Many people ask how to send money from Europe to Kenya without overpaying. Next time you hear this question, share your Profee’s referral link and get rewarded for helping others.
Gift for our readers: a promo code READPROMO for a 0% fee transfer. Use it until September 30th, 2025.
Fast and easy
Profee’s interface is so simple that you’ll understand how to send money from Europe to Kenya right away. A couple of minutes for entering details, a couple of minutes of waiting — and you’re done. The transfer will fit in the shortest coffee break at work.
Plus, we’ll share a detailed explanation of how to send money from Europe to Kenya via M-PESA later in this article for your convenience.
Secure
The service follows PCI DSS standards — strict international requirements for safeguarding your personal data. Be sure that all the data is end-to-end encrypted and fraud attempts are monitored.
To keep yourself safe, read our guide on how to spot a transfer scam.
Now, let’s see how to send money from Europe to Kenya with Profee.
Step-by-step guide
- Join Profee. Prepare your phone number, email, nationality, full name, date of birth, and current address — we’ll quickly verify your identity.
- Specify the transfer amount in KES or EUR. Profee converts both ways.
- Select the payment method: Visa, Mastercard, Apple Pay or Google Pay.
- Add the recipient details.
- Confirm.
It’s that simple! Now you know how to send money from Europe to Kenya in just five steps. After you hit ‘Confirm’, your money will arrive in no time.
Explore: Easiest Schengen visa application for expats from Kenya.
FAQ — How to send money from Europe to Kenya via M-PESA
How to transfer money from PayPal to M-PESA?
Link your PayPal account to M-PESA and then tap ‘Withdraw money’. All transfers are made inside the M-PESA app.
Is there M-PESA in Europe?
M-PESA expanded to Romania in 2014, but you cannot make payments in Europe with your Kenyan account.
Can you send money internationally with M-PESA?
Yes, you can send and receive money internationally via M-PESA Global.
How can one send money from abroad to Kenya?
To transfer money to Kenya, one needs to join Profee. This service makes smooth and fast transfers while keeping your funds protected.
Is M-PESA Global Pay safe?
Yes, it's a safe way to manage your money.
