For millions of Pakistanis living abroad, staying connected with family isn’t just about calls or video chats — sending money home is essential. Nearly nine million Pakistanis live overseas, and international money transfer apps have become a lifeline. Pakistan consistently ranks among the top five global recipients of remittances, so digital transfers are now a daily necessity rather than a convenience.
Why sending money from Europe to Pakistan matters
Key factors to compare before choosing a money transfer app
International money transfer apps
Tips to get the best euro to rupee exchange rate
Why sending money from Europe to Pakistan matters
Sending remittances is about more than supporting loved ones; it’s a vital part of Pakistan’s economy. In 2024, inflows topped USD 30 billion, with Europe contributing a significant portion. Getting it right matters — losing money on conversion or waiting days for transfers can delay bills, school fees, or essential purchases.
More expats now rely on international money transfer apps instead of banks. High fees, slow processing, and unfavourable conversion rates make conventional transfers frustrating. That’s where top international money transfer apps step in. They simplify the process: you see clear fees, funds move quickly, and transfers go directly to mobile wallets or bank accounts in Pakistan. Using international money transfer apps ensures that money reaches its destination safely and predictably. This guide highlights the best apps to send money to Pakistan, focusing on cost and speed.
More for Pakistani expats:
Key factors to compare before choosing a money transfer app
When picking international money transfer apps, keep these points in mind:
- EUR to PKR rate accuracy – Even small differences in exchange rates can add up.
- Transfer fees – Some providers add hidden costs. Look for transparency so there are no surprises.
- Speed – Transfers can take minutes or several days. Pick what fits your schedule.
- Security – Ensure the app follows European regulations and uses encryption and two-factor authentication.
- Convenience – Make sure it works with your recipient’s bank or wallet, like Easypaisa or JazzCash.
Weighing fees, speed, and EUR to PKR rate monitoring help you make the most of your transfers.
International money transfer apps for Europe–Pakistan transfers
Wise
Known for transparency, Wise offers the mid-market EUR to PKR rate without hidden margins. Fees are clearly displayed, however, they can be high. It is one of the most trusted international money transfer apps, combining reliability and ease of use.
Remitly
If speed is your priority, Remitly delivers almost instantly to bank accounts or mobile wallets. Users can choose between express or economy options. It ranks among the best apps to send money to Pakistan for those who need fast, reliable service.
TapTap Send
Known for its low-cost transfers, TapTap Send offers fee-free payments. Money usually arrives within minutes to bank accounts, making it a convenient option for quick transfers. However, it supports fewer sending countries compared to larger providers.
WorldRemit
Allows multiple payout options: bank transfers, mobile wallets, and cash pick-up. It’s ideal for recipients without bank accounts, including those in rural areas. As one of the top international money transfer apps, it ensures money reaches even the most remote communities.
Western Union
A long-established brand with a vast global network. It supports both digital and in-person transfers. For those wondering how to send money from Europe to Pakistan, Western Union provides a secure and reliable option, though fees are generally higher.
Top choice — Profee
The service is trusted by over 800,000 customers worldwide. It offers competitive EUR to PKR conversion rates with a promo rate and a 0% fee on your first transfer. Its client-friendly app and European regulatory backing make it a secure and affordable choice. Profee is also considered one of the best apps to send money to Pakistan, particularly for regular transfers to card, bank accounts, NayaPay, JazzCash, Easypaisa, SadaPay, and UPaisa.
Tips to get the best euro to rupee exchange rate
Getting a favourable EUR to PKR rate takes some planning:
- Monitor live rates: Currency markets fluctuate daily. Many apps display EUR to PKR live rates so you can choose the best time to send.
- Compare platforms: Don’t settle for the first quote you see. Regularly compare current euro to rupee rates across multiple providers to find the best deals.
- Leverage promotions: Some apps offer bonuses for first-time users or discounts on recurring transfers. This can add up to meaningful savings.
- Avoid banks: While familiar, banks are notorious for poor EUR to PKR conversion. Digital providers usually offer a better margin.
- Use the best exchange rate apps: Dedicated tools make it easy to track and lock in good deals.
By combining these steps, senders can ensure that their families receive more rupees for every euro sent.
Final thoughts: Sorting out the best app for sending cash
There’s no one app that’s the bee’s knees for everyone — it’s all about what you need. Want to keep costs down? Need the money to get there quickly? Profee’s a solid pick if you hate fees eating into your transfer. Do yourself a favour and have a quick look at what people are saying online. Rates and fees can change faster than the British weather, so a bit of checking means your family gets more rupees without any hassle.
