Choosing the best credit card to use abroad can save your whole trip. When holding one, you can spend more on experiences and souvenirs, rather than fees. In this article, we’ve collected credit cards with no foreign transaction fees, which you can use when travelling outside of the UK. Think of it as your ticket to stress-free spending, and maybe an extra ice cream or two!
Credit cards with no foreign transaction fees
Sending money from the UK
FAQ — Credit cards with no foreign transaction fees
Credit cards with no foreign transaction fees
Barclaycard Rewards
0.25% cashback and no fees make Barclaycard Rewards the best card for travelling abroad. APR is 28.9%; however, in certain cases, it goes up to 31.9% for some individuals.
You can check your eligibility on this website. If your age, income and credit score suit the requirements, you'll easily get the best credit card for travel.
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Halifax Clarity
This is the best credit card for travelling abroad is an attractive option with an average APR of 23.9%. Please note that the APR is calculated individually, so it may be higher or lower in your specific case.
However, Halifax Clarity has no cashback, so you may feel like something is lacking. If you find rewards from purchases important, then it’s not the best credit card to use abroad.
NatWest Travel Reward
Even though it’s a credit card with no charges for using abroad, it includes 3% of ATM fees. What makes it the best credit card for travel is the cashback offer:
- 1% on eligible purchases.
- 1% to 15% on selected partners.
- Or 0.1% on everything.
This is REALLY good, especially the 15% on partners. You can check the full list of partners here. It’s not too broad, but every pound is like a treasure during busy trips.
Santander All in One
This is a reliable credit card with no charges for using abroad. APR is 29.8%, an average among the credit cards with no international transaction fees. Cashback is 0,5% on every purchase but is limited to 10 GBP per month. There’s nothing too special about Santander All in One, but it’s a good and trusted option.
Bip Cardless
This best credit card for spending abroad can be activated only in a digital format. It's convenient, but be sure to always charge your phone before embarking on a full-day city tour. Among the mentioned credit cards with no international transaction fees, it has the highest APR – 34.9%.
These were the five credit cards with no foreign transaction fees you may try. Start preparing for the trip in advance, as it takes time to check your eligibility and activate the card.
To manage your finances abroad, cards are not the only thing to take into account. Transfers from the UK to other destinations are as important.
Sending money from the UK
How did you like our recommendations on credit cards with no international transaction fees? We have something more to bring to the table – Profee, the service for sending money abroad beneficially and effortlessly.
Ready in minutes
Sign up, verify once, add your card, and you’re done. You can start your first transfer before you’ve even finished your coffee.
Fair rates
Profee locks your rate the moment you start the transfer. Track rate history in-app, and enjoy minimal fees that keep more of your money where it belongs – in your recipient’s hands.
Safety first, always
Profee is licensed, PCI DSS certified, and uses full encryption. Every transfer is protected with the highest level of security.
With the Profee app and the best credit card for spending abroad in your hands, you’re fully prepared to manage your budget in different countries.
FAQ — Credit cards with no foreign transaction fees
Here, we’ll answer some common questions. If you have more, we recommend contacting the chosen bank directly, so they can guide you properly.
What are the best credit cards with no international transaction fees?
Barclaycard Rewards, Halifax Clarity, NatWest Travel Reward, Santander All in One, and Bip Cardless are popular credit cards with no foreign transaction fees.
Is it bad to cancel a credit card?
It can negatively affect your credit score, leading to future complications. But if you can’t control your debt, close it.
Is 3 credit cards too many?
It’s all individual. You may have one, two, three or more cards; the important thing is how you manage them and how they affect your budget and credit score.
What is the best credit score you can have?
999 from Experian in the UK.
How to choose the best credit card to use abroad?
Base the choice on your personal preferences. What do you want? Good APR? Cashback? No ATM fees? All at once? Make a table to compare offers and choose wisely.
