During a short trip or a longer stay, foreigners often need to find where to exchange currency in Denmark. In this article, we’ll share how to exchange money in Denmark, comparing three methods — ATMs, bureaus, kiosks and banks.
Things to know about the currency exchange
Banks
Bureaus and kiosks
ATMs
FAQ — Currency exchange Denmark
Things to know about the currency exchange: Denmark
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DKK vs EUR
The official currency is the Danish kroner, or DKK. Euros may be accepted in tourist spots, but it's more of an exception than a rule. So, the currency exchange in Denmark is a common practice even among EU-based tourists.
Exchange rates
You’ll notice something confusing about the currency exchange rate in Denmark. It differs depending on the kiosk/bank/ATM you choose. ‘It’s unfair!’, you say. ‘It’s the game rules!’, we reply.
There’s an interbank exchange rate — the middle ground between demand and supply. This is a benchmark, around which financial institutions form their offer. However, they still have to earn money somehow, so they add a little bit to the currency exchange rate in Denmark. And since everyone adds a different amount, we get a diverse market. So, if you don’t like the rate at one place, chances are high you’ll find it more attractive in a kiosk in the next corner.
Bank’s friends — your friends
Certain foreign banks have partners or branches in Denmark. For example:
- Bank Norwegian,
- J.P. Morgan,
- Deutsche Bank.
If they find the right spot, their clients can save on ATMs and foreign transaction costs. The fees will still apply — there is no escape — but they will be lower. So, check your bank’s presence when deciding where to exchange currency in Denmark.
A big ‘NO’ spots
A tourist tip: Never use the currency exchange services at the airport and hotels. They know that hotel and airport kiosks are convenient for travellers and are not shy about charging for them.
In the city centres, the situation with the currency exchange in Denmark may be better. But we recommend walking to less crowded residential areas and buying currency there. First, you'll explore the city and see its hidden side, and second, you'll save some funds.
Be charged in DKK
If you’re up to a cash withdrawal at an ATM, choose to be charged in local currency. The conversion rate will be insane if you don’t do it. Accept this fact and save yourself from losing money.
Sending money from Denmark
If you’re an expat, you may be looking for online currency exchange services to send money back home. Your search is over — you’ve found Profee. With Profee, you can send money in minutes from anywhere and at an unmatched currency exchange rate in Denmark. Fast, secure and easy to use — one of the best currency transfer services out there.
Gift for our readers: a promo code READPROMO for a 0% fee transfer via Profee. Use it until September 30th, 2025.
Where to exchange currency in Denmark: Banks
Denmark has several major banks: Danske Bank, Nordea, Jyske Bank and others. You can go to one of the branches and sell currency at one of the bank counters.
Work hours vary, but banks are usually open from 10 AM to 4 PM (5:30 PM on Thursdays). Saturday and Sunday are days off. So, banks are not the best option for the money exchange in Denmark, if you visit it during the weekends or are tight on time.
Pros:
- Security. You’re inside the building, safeguarded by the employees, it’s much safer than collecting cash from an ATM surrounded by suspicious individuals. On top of that, banks are official organisations, so you won’t be scammed — money will be passed to you.
- Higher limits. You can typically exchange more in a bank than via an ATM or a private exchange booth. For a massive money exchange in Denmark, head to a bank.
Cons:
- Poor rates. Banks don’t offer the competitive currency exchange rate in Denmark, simply because they can. Since the ‘currency exchange Denmark’ is not their main product, banks don’t try to please their customers with a cost-effective offer.
- Inconvenience. Searching for a bank and changing the schedule because of its working hours can be frustrating. You’ll also have to wait in a queue.
Grabbing the local currency in a bank may be a good idea if you are ready to overpay for the security and have enough free time. But if you are visiting for a couple of days, pick up the travel cash somewhere else.
Where to exchange currency in Denmark: Bureaus and kiosks
Exchange bureaus and kiosks are businesses that focus on selling and buying foreign currency. The currency exchange in Denmark is provided by:
- Forex,
- Ria Money,
- Dan Exchange Amager,
- Merex International and some other bureaus.
The working hours vary. Some bureaus serve customers from 8 AM to 8 PM, while others serve from 10 AM to 5 PM. Check the offices near you on a map and plan in advance. This method of currency exchange in Denmark is more flexible than that of banks.
Pros:
- Competitive rates. Unlike banks, bureaus and kiosks need to attract clients who search for the money exchange in Denmark. Otherwise, they will not survive. That’s why they control their rates and make them more beneficial.
- Simple. You don’t need accounts or exchange apps. Everything is done right on the spot.
Cons:
- Hidden fees. Not every service does it, but you may be charged behind your back even if they say there'll be no commission. Be aware of it and read reviews of the currency exchange services.
- Cash-first. Some bureaus and kiosks don’t accept card payments and run cash-based operations only.
Where to exchange currency in Denmark: ATMs
You can use your card to withdraw Danish kroner using ATMs. They operate 24/7 and commonly accept foreign Visa, Mastercard, Maestro, Plus, and Cirrus cards. Search for ATMs outside of the tourist spots for better rates.
Pros:
- Easy access. ATMs are scattered all over the country and can be used at night.
- Fast. Insert the card, change the language to English, pick the amount, and you are good to go in less than a minute.
Cons:
- Less secure. Try not to withdraw at night and in remote places. Denmark is a safe country but there’s not a single place in the world without robbers.
- Fees. You’ll pay both ATM and bank fees at the same time. Check your bank limits and try looking for a fee-free ATM to reduce your travel expenses.
Read more about the ATMs in Europe here.
So, if you are wondering where to exchange currency in Denmark, try banks, bureaus, and ATMs to get some cash.
FAQ — Currency exchange Denmark
Where to exchange currency in Denmark?
- If you’re in for safety, visit a bank office.
- If you need a quick exchange but want to see the person doing it, head to a currency exchange bureau (like Forex or DanExchange).
- For easy cash withdrawals, find fee-free ATMs. ATMs with a bank logo on it are more secure and usually have better rates.
Should I exchange money before I travel to Denmark?
It's usually not necessary. You can use your card freely in Denmark, the country is adapted to such payments. If you want, you can complete your currency exchange in Denmark.
In reality, most of the tourists never use cash. So, you may not worry about it, just make sure your cards are accepted in Denmark to avoid surprises in a souvenir shop.
Is it better to pay in EUR or DKK?
Cash in euros is accepted in some tourist locations, but it is better to use the Danish krone. If you bring cash in euros, sell it at banks or bureaus with a good currency exchange rate in Denmark.
How to exchange money in Denmark?
To exchange money at a bank or bureau, bring a valid ID (passport or national ID card). You’ll need to provide it to prove your identity.
If you're using an ATM, make sure you have a chip-and-PIN card with a 4-digit PIN code. You can expect better rates than in banks, but be aware of fees and your withdrawal limits.
What is the best way to exchange money in Denmark?
The ideal method depends on your needs:
- For cash: Use ATMs.
- For in-person exchanges: Visit a bank or bureau.
- For sending money internationally: Consider using online currency exchange services like Profee.
What are the best currency transfer services?
If you’re looking for the best currency transfer services, try Profee. You can send money from Denmark at a competitive rate and with little to no fees. Over 90 transfer destinations are currently available.
