Should you choose RIA or WorldRemit for sending GBP to PKR? Read on to find out

If you can’t choose between Ria and WorldRemit money transfers, read this text. We’ve compared two services based on (1) fees and exchange rates, (2) flexibility and convenience, and (3) honest customer reviews. This article will help you to make up your mind – scroll down to explore.

What is the cheapest way to transfer money to Pakistan?

Let’s talk about rates and fees here. While most companies' offers are somewhat similar to each other, even one pound can make a difference after several money transfers to Pakistan. The devil is in the details, so fight your procrastination and compare what each service is bringing to the table. For example, look at this data collected on December 29th, 2025. Note that you would receive these offers only for the first transfer (special offers).

Data on 100 GBP conversion

Ria money transfers from the UK seem to be attractive, but don’t become a loyal customer too early. After your first try, the special offer vanishes with fees growing over 1.5 GBP and the rate becoming poorer. So, compare the totals each time you plan an online money transfer to Pakistan.

Tip: The Profee app contains a simple comparison tool. Download it, check various offers quickly, and save your time and energy. Finding the cheapest way to transfer money to Pakistan shouldn’t be complicated.

Which money transfers to Pakistan are most convenient?

Convenience is a vague term, and it needs to be defined. In this article, we’ll limit ourselves to four factors that influence how comfortable one feels during the process: speed, supported payment methods, available receiving options and a customer-friendly interface. Let’s go through each point and find out which service offers the best money transfers to Pakistan.

Speed

Both services claim to deliver money transfers to Pakistan within minutes. And both note that the waiting time can be extended up to several days, depending on which method you choose. In general, transfers to mobile wallets are the fastest.

We’ll cover more on the speed of WorldRemit and Ria money transfers to Pakistan later, when looking at the customer reviews.

Supported payment methods

Ria UK: Debit or credit card

Worldremit UK: Bank deposit, credit or debit card

Both lack Apple Pay and Google Pay, a modern and convenient solution. If you’d like to pay in a couple of clicks, join a service that supports seamless transfers – Profee.

Available receiving options

Ria UK: Banks, cash pickups, mobile wallets.

Worldremit UK: Airtime top up, banks, cash pickups, mobile wallets, debit card deposit.

Unfortunately, you cannot see the full list of banks and wallets until you initiate a transfer. So, you may need to download the apps to check which one suits your needs.

Interface

Both services seem to have a clear and straightforward interface. They highlight the total amount to be received, show steps on money transfers, and answer common questions. The design is a matter of one’s taste, so we’re not going to give an opinion on that :)

Explore:

• Living in Pakistan vs. living in the United Kingdom.
• UK cities with most the Pakistanis.

What do people think?

Finally, we’ve reached the most interesting part – real opinions of people on WorldRemit and Ria money transfers from the UK and beyond. We've collected reviews on Trustpilot and categorised them into 'pros' and 'cons' for each service.

WorldRemit

Overall score: 3.8/5.

• Pros

1. Speed. Many customers admit that the WorldRemit app is indeed fast. People are impressed by how swiftly their money reaches its destination.
2. Simplicity. Reviews confirm our conclusion that the WorldRemit app is relatively easy to use. The process is smooth, and online money transfers to Pakistan don't require much effort or technical knowledge (like with crypto transfers, for example).
3. Reliability. Those who have used WorldRemit several times become convinced that the service is trustworthy. It operates legally and is not scamming its customers.

Then why isn’t the overall score 5/5? Let’s check the reviews of less fortunate customers.

• Cons

1. Security issues. Unfortunately, many people have become victims of fraud. Scammers created fake accounts and withdrew money successfully. WorldRemit failed to spot fake accounts early, which raises questions about the security of its verification system. Profee wants you to be safe, so we’ve shared some scam red flags every expat needs to know in one of our articles.
2. Account blocks. Some accounts are blocked without notice or any clear reason. Sometimes it happens while the transfers are pending, so people lose access to customer support chats and refunds.
3. Poor customer care. People share that WorldRemit’s support is frustrating. Everything starts with a conversation with a limited bot, then real people join, but they are often helpless and sometimes rude.

That’s what people say on the Internet. To get the most trusted opinion, ask friends and other expats about their experiences with WorldRemit’s money transfers.

Ria

Overall score: 4.3/5.

• Pros

• Stable over the years. Loyal customers are satisfied with Ria transfers: reliable and rarely failing. They are confident in the service after using it for many years.

• Speed. Some Ria customers also have no complaints about the transfer speed. On average, money arrives as quickly as promised.

• Great rates. Expats mention that Ria’s rate is fair and beneficial. However, it depends on the destination and timing – expats from certain countries are offered poorer rates.

So far so good. Is there something that can go wrong? Let’s check the ‘cons’ section.

• Cons

• Login issues. After creating an account, some customers are unable to log in for various reasons, including blockage or a random new password request. So, even though UX/UI design may seem legitimate at first glance, issues can arise even during the registration process.

• Transfer cancellations. There are two sides to this issue. The first – Ria stops transfers that are legit and asks to make another attempt. The second – Ria doesn’t cancel transfers when customers request it. Either way, it sometimes results in money loss.

• Lack of customer support. Unfortunately, customers often don't receive the help they expect. Issues stay unresolved, questions are ignored, and some employees are rude to the callers.

Both services have their pros and cons; follow your inner instinct and choose the one that seems more trustworthy. Or switch to a great alternative – Profee.

Why Profee?

Profee is focused on keeping things clear, simple, and cost-effective, with a competitive GBP to PKR exchange rate. Here’s why over 800,000 expats have already chosen us:

• Your first transfer comes with zero fees and a better rate. It’s our way of welcoming new customers.
• Speed you can rely on. Over 90% of transfers are completed within minutes, so your money arrives when it’s needed most.
• Straightforward pricing. You see exactly how much your recipient will receive before you send – no last-minute changes.
• Fully licensed and secure. We follow international regulations and use our own security systems to keep every transfer safe.

We know what matters to Pakistanis abroad: a strong rate, fast delivery, and a service they can trust. That’s what we aim to provide with every transfer.

FAQ – Money transfers to Pakistan

How much does it cost to send money to Pakistan?

It depends on which service and transfer method you use. Fees start from 0 and can go up to hundreds of GBP. So, choose the service wisely.

Which is better, LemFi or TapTap Send?

For some – LemFi, for others – TapTap Send. We compared these two services in our article. Explore it and decide for yourself.

Similar article: MoneyGram vs. ACE – which transfer app is better for Pakistanis in the UK.

How much does WorldRemit charge per transfer?

WorldRemit’s fees start at 0.99 GBP.

Is it legal to send money to Pakistan?

Yes, if the source of funds is legal and you use a licensed service, such as Profee.

How much money can you transfer to Pakistan?

Each service and bank sets its own limits. They will display it to you before you start a transfer. Some limits can be increased if you provide additional documents.

How long does it take to send money to Pakistan?

Transfer times vary by provider and payout method. Some transfers arrive within minutes, while others may take one to two business days. Always check estimated delivery times before confirming your transfer, especially if the funds are needed urgently.