It’s easy to get lost while seeking the best international money transfer app. Rates, fees and transfer methods get tangled up, and it’s hard to make a decision. This article offers a structured approach to comparing ACE Money Transfer and MoneyGram UK — research, explore alternatives and make smart decisions.
How to decide which app is better for money transfers
MoneyGram vs ACE
The choice of expats — Profee
FAQ — Which app is better for money transfers?
How to decide which app is better for money transfers
Choosing the right service doesn’t just save money — it saves stress. Every expat knows how important it is to feel confident that your hard-earned pounds will reach your family safely and quickly. Understanding the nuances between apps can help you avoid hidden fees, slow transfers, or unexpected surprises that make sending money frustrating. With the right approach, you can feel in control and make transfers without second-guessing yourself. After years of comparing money transfer apps, we can propose this scheme to you:
Step 1: Available payment and receiving options
To discover the best money transfer app, start by understanding whether they have the transfer options you need. Because if not, looking at fees and rates will be a waste of time — you won’t be able to send money anyway.
Step 2: Final amount to be received
The best international money transfer app is determined by how much your recipient will get in the end. Looking at the fees and rates separately can also work, but don’t fall for the trick: some services offer unrealistically beneficial rates and then charge enormous fees. So the lesson here is to look at the final amount.
Step 3: Speed
Even the best money transfer app can’t 100% guarantee that the funds will arrive instantly. However, you can search for the average time and decide whether it suits you or not. A good idea would be to read reviews, filtering them by keywords such as ‘speed’, ‘delay’, and ‘minutes’, etc.
Step 4: Security
Once you ensure your money will arrive on time, cost-effectively and to the right destination, evaluating the safety of the service is crucial. Look at:
- PCI DSS certifications. They prove that a service meets international security standards.
- End-to-end data encryption. It means your personal information is protected at every step of the transfer.
- Fraud monitoring. The best money transfer app must be one step ahead of scammers.
- Official documentation. Reliable services must be open about their licenses and the company’s documentation.
- Reviews. Customers who spot hidden charges and shady behaviours willingly share them with others on Trustpilot or similar platforms.
Step 5: Customer support
Money transfer apps should instil confidence in you. Check whether the customer support is real people or bots, and read clients' honest opinions on the service's staff professionalism. It's the final step before deciding which app is better for money transfers.
We’ll use this approach when comparing the ACE Money Transfer and MoneyGram online services.
More for Pakistanis in the UK:
MoneyGram vs ACE
Tables are superior, so here’s the one for you about ACE Money Transfer and MoneyGram UK.
| Steps | MoneyGram from the UK to Pakistan | ACE Money Transfer from the UK to Pakistan |
|---|---|---|
| Payment options | Trustly, debit and credit cards | Debit and credit cards, online bank payments, Apple Pay and Google Pay |
| Receiving options | Cash pickup, bank deposit, and mobile wallets | Cash pickup, bank deposit, and mobile wallets |
| Final amount of the first transfer (per 100 GBP) | 39,180 PKR. MoneyGram rate UK to Pakistani currency is very competitive. | 38,345 PKR. This offer loses the MoneyGram rate UK to Pakistani currency. |
| Speed | From minutes to days | From minutes to days |
| Security | Overall, secure, but some customers report being scammed. | Overall, secure, but some customers share that they have never received a refund. |
| Customer support | Real people, but somehow unhelpful. | Real people. Customers are mostly satisfied with the quality of their work. |
Between MoneyGram online service and ACE Money Transfers from the UK, the latter seems like a more preferable option for several reasons:
- 4.7 vs 4.2 rating on Trustpilot. Customers are more satisfied with the ACE Money Transfer.
- More payment options. When sending an ACE Money Transfer to Pakistan, you can pay via Apple Pay and Google Pay, which is not possible during MoneyGram UK to Pakistan transfers.
However, for transfers from the UK to Pakistan, the MoneyGram rate is better. Additionally, they have lower fees: after the first transfer, ACE charges 2.99 GBP, while MoneyGram's fee is approximately 0.99 GBP. So, if the costs are the key factor for you, MoneyGram wins.
Are we all set? Not really, it’s wise to consider alternatives before we wrap things up. One app that can compete with MoneyGram and ACE successfully is Profee.
The choice of expats — Profee
What expats really need is peace of mind and satisfaction from fulfilling their duties — helping family back home, investing, paying off student loans and more. Profee will give it to you.
Fair rates
On October 3rd, Profee’s offer is slightly lower than the MoneyGram rate for the UK to Pakistan transfers — you’ll get 38,550 PKR per 100 GBP. However, the service guarantees transparency. What you see is exactly what a recipient gets. Unfortunately, that’s not the case with MoneyGram. Customers shared that their rate dropped significantly while they were adding required details; It feels like a scam and makes remittance stressful.
Each pound counts, so being confident in what your family receives is not a whim, but a necessity.
Top-level security
Profee has recently renewed its PCI DSS Level 1 certification, confirming its unmatched safety. Profee is as secure as world banks, so your funds and data will be protected with the utmost seriousness. 800,000 expats already trust this service and have chosen it over the MoneyGram online app and ACE Money Transfer to Pakistan.
Rewarding referral programme
Good things need to be shared. So, once you try Profee and fall in love with this service, you can start inviting friends. Both you and your referral will receive the reward after they meet all the requirements. Read full terms here.
High speed
Most transfers arrive within minutes, so you can relax knowing your money is on its way. Sometimes it might take a little longer depending on your bank or the transfer method, but don’t worry — Profee has your back. We make sure every transfer feels simple and safe, so you can feel calm and confident every time.
Attentive customer support
Whenever you have a question, Profee heroes are ready to answer it. They're always just a message away, and they'll do their best to provide you with clear and accurate information. You can count on them to guide you and make your transfer experience smooth.
How to send money with Profee
This money transfer app is easy to use. Simply follow these five steps:
- Join Profee and provide some basic information like your name, phone number, current address and others. It’ll take you a couple of minutes.
- Type in the amount. The calculator will instantly show what your friend or family member will receive. What you see is what they get, no hidden surprises.
- Decide how to pay. Card, Google Pay, Apple Pay… just pick the way that’s easiest for you.
- Add the recipient details. You can send to Visa, MasterCard, bank accounts, NayaPay, JazzCash, Easypaisa, SadaPay, and UPaisa.
- Double-check and confirm. Make sure the amount to be sent is right, there are no typos and no information is missing. A tiny typo can cause delays, so a quick review saves time.
FAQ — Which app is better for money transfers?
What is the MoneyGram rate for the UK to Pakistan transfers?
To check their current rates, head to their website. Before making a final decision, compare their offer to those of other services. For example, head to the Profee or ACE Money Transfer to Pakistan pages.
How to receive money from ACE Money Transfer?
When you send money with ACE Money Transfer to Pakistan, your recipient can collect it in person at a bank branch or receive it automatically in their mobile wallet or account.
Can I send money to Pakistan through MoneyGram?
Yes, MoneyGram from the UK to Pakistan transfers are available for expats.
How long does a MoneyGram transfer take?
Usually, transfers take from minutes to days.
How to send money from the UK to a Pakistani bank account?
Read our step-by-step guide on how to transfer funds to a Pakistani bank account here.
