Moving from Turkey to Germany is a big step. There are new rules, new systems, and a different rhythm of life. One of the first things you need is a bank account you can trust, which helps with rent, salary payments, and everyday expenses. This guide introduces the best German banks for expats, explains what to expect, and shows how to choose the right account for your new start.
What Turkish expats should know
What are the best German banks
Which bank to choose: digital vs. traditional
What Turkish expats need to know about German banking
FAQ
What Turkish newcomers should consider
Before comparing the best banks in Germany for expats, check out what matters most during the first months:
- Clear account setup without complicated German forms
- English-language support in the app or at the branch
- Low fees and charges
- Easy card payments everywhere
- A strong mobile banking system, especially if you prefer online banks in Germany
- Straightforward rules for ATM withdrawals and transfers
- A German bank account that works best for your needs.
The best German banks for expats from Turkey
Here are some banks that are often highlighted among the best German banks for expats and are suitable for Turkish citizens settling in Germany.
N26
N26 is one of the most convenient online banks in Germany. You can easily open an account through your phone – forget waiting in lines and paperwork piles. N26 is popular among people who want an easy start. Many Turkish expats choose it because it is simple, fast, and suitable for anyone who doesn’t speak German yet. This makes N26 a common option on lists of the best German banks for foreigners.
Commerzbank
Commerzbank offers online onboarding, but it also has branches in most major cities. As a Turkish expat, you may like the mix of digital tools and in-person help. In places like Berlin, Cologne, and Hamburg, the staff is used to serving international clients, including the large Turkish community. This combination makes it one of the best banks in Germany for expats who want personal guidance.
Deutsche Bank
Deutsche Bank is one of Germany’s biggest financial institutions. It is well-known for stability and structured services. Therefore, many newcomers see it as a safe long-term home for their money. If you are building your career in a multinational company, Deutsche Bank may be your ultimate choice.
Choosing between digital and traditional accounts
Digital banks offer speed. Traditional banks offer human contact. Both types appear among the best German banks for expats, so your choice depends on your personality.
If you want everything on your phone, then the leading online banks in Germany will suit you. If you prefer someone to explain things face-to-face, a branch-based bank may feel more comfortable. Either way, the important part is having an account that is easy to manage while you adapt to life in Germany.
More about life in Germany:
- Germany's calling code
- How much does it cost to have a baby in Germany
- Cheapest cities in Germany for expats 2025
Banking in Germany for Turkish expats
Germany has the largest Turkish community in Europe, so many banks are already used to helping newcomers. Forms, processes, and identity checks are designed to be accessible for people arriving from abroad.
This is why so many Turkish newcomers successfully open accounts within days. As long as you bring the required documents, navigating German banks for expats is more straightforward than you may expect.
A simple way to send money home: Profee for Turkish expats. Banking is only one part of settling in. Many Turkish expats also send money back home to support parents, help with daily expenses, or celebrate special dates. Profee can make this part of your German experience much easier. Our transfers to Turkey are fast, clear, and secure.
We show you the exact amount the recipient will get before you send anything. This gives peace of mind, especially when you want to avoid unexpected fees. Many transfers arrive in minutes, which helps when your family needs support urgently.
You can send money from your German bank card or account without extra steps. And the first transfer is fee-free, which is useful when you are adjusting to new costs in a new country. For many Turkish expats, Profee becomes a simple way to stay connected — financially and emotionally — with the people they care about most.
Final thoughts
Choosing the right bank is one of the first milestones of your move. By comparing the best bank accounts for expats in Germany, you can settle faster and avoid unnecessary stress. Digital accounts offer speed. Traditional banks offer guidance. The combination of both makes Germany one of the easier places for newcomers from Turkey to start fresh. Once your banking is set up, services like Profee help you stay close to home by sending support whenever it’s needed.
FAQ — Best banks in Germany for expats
What are the easiest banks to open an account with?
Many expats choose N26 or Commerzbank, both of which are frequently listed among the best German banks for expats. Do German banks for expats allow English support? Yes. Most of the best German banks for foreigners offer English in their apps or help lines.
Can I use a digital bank for salary payments?
Yes. Many online banks in Germany are fully accepted for salaries, rent, and direct debits.
Which bank accounts for expats in Germany are popular for long-term stays?
Commerzbank and Deutsche Bank are often seen among the best bank accounts for expats in Germany who want long-term stability.
How can I send money home from Germany?
Though there are many of the best banks in Germany for expats, Profee offers fast and transparent transfers and is a convenient option for Turkish expats in Germany.
