This article will help you find the best app to send money to Ghana by comparing five top options. You’ll find a handy table for contrasting other services as well. Without further ado, let’s jump right in.
5 apps to send money to Ghana
People usually click on the first five options in the search engine. We decided to keep things simple and took exactly these five services, so you know how to send money from Germany to Ghana in the most convenient way possible.
The data was retrieved on January 19th, 2026, and reflects the conditions for the first 100 EUR to GHS transfer. The terms may change over time, but patterns remain similar.
| Service | Western Union | Profee | Remitly | Sendwave | Wise |
|---|---|---|---|---|---|
| 1 EUR = X GHS rate | 12.5561 GHS | 13.15 GHS | 12.5420 GHS | 12.542 GHS | 12.5689 GHS |
| Fees | 0 | 0 | 0 | 0 | 2–5 EUR |
| Final amount to be received | 1,255.61 GHS | 1,315 GHS | 1,254.20 GHS* | 1,254.20 GHS | 1,206.78 GHS |
| Transfer options | Cash pickup, bank accounts, mobile wallets (AirtelTigo, MTN, Vodafone Cash) | Cards, bank accounts, mobile wallets (AirtelTigo, MTN, Vodafone, Telecel, GMONEY, Vodacom) | Cash pickup, bank deposit, debit cards, mobile wallets (Vodafone Cash, MTN, AirtelTigo) | Mobile wallets (AirtelTigo, MTN, Telecel) | Bank accounts, mobile wallets |
| Payment methods | Credit cards, Klarna, online banking, Google Pay / Apple Pay, bank transfer | Profee wallet, cards, bank accounts, Klarna, Google Pay / Apple Pay, Volt | Cards, bank accounts, Klarna, Google Pay / Apple Pay | Debit cards | Wise account, bank transfers, cards, Google Pay / Apple Pay, PISP |
| Referral programme | Yes | Yes | Yes | Yes | Yes |
*On your first transfer over 50 EUR, Remitly offers a discount of 5 EUR. Meaning that you’ll pay 95 EUR to send 1,254.20 GHS, and 100 EUR to transfer 1,316.91 GHS.
Another angle: Affordable transfers to Ghana from Europe
While each service has its own pros and cons, Profee is the most balanced option among the apps to send money to Ghana. It offers hot rates and flexible transfer and payment methods – everything to make the lives of Ghanians abroad simpler. Let us discover more of why Profee stands out.
Send money to Ghana with Profee
You deserve a stress-free experience, and Profee delivers it. Here’s our 3-S rule:
Speed
When sending money from Germany to Ghana, most transfers arrive within minutes. It’s perfect for surprises and last-minute gifts. Don’t let the delays ruin someone’s celebration.
Security
Safety is a top concern for everyone who sends money online from Germany. With Profee, your funds and data are protected at every step of the transfers. We’re a licensed company with a PCI DSS Level 1 certification, which proves that Profee is as secure as the best world banks.
Smoothness
The process is seamless for you and your recipient.
For you: Profee’s interface is crystal clear, so you’ll navigate it easily. You’ll figure out how to send money to Ghana in the blink of an eye.
For them: Money arrives automatically in their accounts. No extra steps needed.
Tips: From EUR to GHS – how to get the best exchange rate for Ghana transfers.
FAQ – Send money from Germany to Ghana
Is Remitly used in Germany?
Yes, Remitly can be used for money transfers from Germany.
How to send money to mobile money from Germany to Ghana?
- Join Profee.
- Add the transfer amount.
- Choose your payment method.
- Select a mobile wallet as your payout method and insert the recipient's details.
- Double-check and confirm.
Can Revolut be used in Ghana?
While living in Ghana, you cannot open a Revolut account. However, you can pay with a Revolut card and withdraw cash from ATMs.
Do Germans use PayPal?
Yes, PayPal is widely used in Germany.
How can I receive money from Germany?
If someone sends you money from Germany via Profee, the money will land automatically in your wallet/account. You don't have to do anything.
