Comparing transfer fees: Profee vs. Wise vs. Remitly
When sending 1,000 EUR, Profee gives you a 0% fee on the first transfer; Remitly waives fees, too; while Wise charges from 9.98 EUR. However, fees are only part of the picture. Below, we compare Wise, Remitly and Profee by cost, speed, payment methods, receiving options and reviews.
EUR to PKR: Wise vs Remitly vs Profee
Transfer fees: How they work
Wise
Remitly
Profee
FAQ: EUR to PKR transfers
EUR to PKR: Wise vs Remitly vs Profee
The key difference is how fees and speed are structured: Wise fees depend on the payment method, Remitly separates Economy and Express, while Profee offers fast delivery keeping the fees low.
| Wise | Remitly | Profee | |
|---|---|---|---|
| First transfer | Fee applies | No fee; welcome rate on first 1,000 EUR | Zero fee |
| Regular fees | Depend on amount and payment method | Depend on payment and delivery method | Shown before confirmation |
| Delivery options | Timing depends on payment method | Economy: lower fees; Express: faster | 95% arrive within a couple of minutes |
| Ways to pay | Wise balance, bank transfer, cards, Apple Pay, Google Pay and local options | Bank account, debit or credit card | Visa, Mastercard, Apple Pay, Google Pay, SEPA, bank app, Profee wallet |
| Ways to receive in Pakistan | Local bank account | Bank deposits, mobile wallets, cash pickup | Bank accounts, cards, Easypaisa, JazzCash, NayaPay, SadaPay, UPaisa |
| Trustpilot score | 4.3 Excellent | 4.6 Excellent | 4.3 Excellent |
Fees, ratings, delivery times and available methods were checked in September 2026 and may change. Wise payment methods and fees can also differ between European countries, so always check the final quote for your location before sending.
Transfer fees: How they work
Fees can vary by more than 30 EUR on the same transfer depending on how you pay and where you send. For example, Wise charges 9.98 EUR by bank transfer for a 1,000 EUR transfer from Germany to Pakistan (checked in September 2026). The same transfer costs 42.12 EUR by credit card.
Remitly also prices transfers differently depending on the payment and delivery method. So, before you send, check different methods to find the one that suits you.
Wise figures were checked for Germany → Pakistan in September 2026. Fees may be different if you send EUR from another country.
Wise: EUR to PKR transfers
Wise charges a fee on every EUR to PKR transfer, including the first one. The fee depends heavily on how you pay: bank transfer is the lowest-cost option, card and digital wallet payments cost significantly more, as the table below shows.
For a 1,000 EUR transfer from Germany checked in September 2026:
| Payment method | Wise fee, EUR |
|---|---|
| Wise balance | 7.67 |
| Bank transfer | 9.98 |
| PISP | 8.16 |
| Debit card | 11.69 |
| Credit card | 42.12 |
| Apple Pay | 21.95 |
| Google Pay | 21.95 |
Fees can change and can also differ between European countries.
For someone who is happy to pay by bank transfer, Wise can therefore be relatively inexpensive. But the cost rises quickly if you prefer a card, Apple Pay or Google Pay.
Wise Trustpilot reviews
Wise holds an 'Excellent' rating (4.3) on Trustpilot (click to see the full reviews).
Pros
Cons
Overall, the reviews suggest that Wise works smoothly for many customers, especially when it comes to speed and ease of use. At the same time, some users report delays or account-related issues.
Remitly: EUR to PKR transfers
Remitly offers two delivery options: Economy and Express. Economy has lower fees and is paid by bank account. Express is faster and is paid by debit or credit card. Here’s what else you should know:
Remitly offers various ways to receive money – recipients in Pakistan can use bank deposits, mobile wallets, cash pickup and other local options.
New customers also get a welcome offer, but the promotional rate is limited to the first 1,000 EUR sent (check the current conditions before sending, as promotional terms can change).
Remitly Trustpilot reviews
Trustpilot users assigned the service an 'Excellent' rating of 4.6 out of 5. Here is what they like and dislike about the service (click to see the full reviews).
Pros
Cons
Profee: EUR to PKR transfers
Profee charges zero fees on the first transfer and applies a promo rate on it. According to internal data, 95% of transfers arrive within minutes, though times may vary by destination and payment method.
“I compared the rates,profee gave me a better rate and the money was sent and received immediately. It was a good experience.” – Customer on Trustpilot.
Various transfer methods
You can pay for a Profee EUR to PKR transfer with Visa, Mastercard, Apple Pay, Google Pay, Profee wallet, SEPA or via your bank app, depending on availability in your country.
Recipients in Pakistan also have several ways to get money:
bank accounts
Visa and Mastercard cards
Easypaisa
JazzCash
NayaPay
SadaPay
UPaisa
Access to the local receiving options is what makes Profee so convenient for Pakistanis. Especially, since mobile wallets are growing fast in the country:
“Easypaisa customers will be able to receive cross-border payments and remittances from over 100 countries in more than 100 currencies directly into their accounts, extending reach beyond traditional corridors such as the GCC, UK and US and supporting freelancers, exporters and overseas Pakistanis.” – Jahanzeb Khan, President & CEO of easypaisa digital bank.
Security
Profee is regulated as an Electronic Money Institution. Customer funds are held in safeguarding accounts, separate from the company's own money. Security measures include PCI DSS-compliant systems, two-factor authentication, and fraud monitoring.
“It’s a good app to send money to another country safely and securely, thanks, Profee” – Customer Dawood on Trustpilot.
FAQ: EUR to PKR transfers
How long does an EUR to PKR transfer take with Wise?
Many Wise EUR to PKR transfers can arrive within seconds. The exact time depends on how you pay, the recipient's bank and whether additional checks are needed.
Does Remitly charge transfer fees?
Remitly's costs depend on the payment and delivery method you choose. Economy has lower transfer fees, while Express is the faster option.
Is Profee safe?
Profee is regulated as an Electronic Money Institution and keeps customer funds separate from its own operating money. It also uses PCI DSS-compliant systems, 3DS, two-factor authentication, encryption and fraud monitoring.
What transfer limits apply when sending EUR to PKR?
Limits depend on the service, verification level, sending country and transfer details. For larger amounts, check your account before sending, as additional verification may be required.
What are the disadvantages of Remitly?
Some Trustpilot reviewers report difficulties with Remitly's support service or individual transfers. Remitly also separates its fastest and lower-fee options: Express is faster, while Economy has lower transfer fees.
