Dutch DigiD Guide: How to Get & Use It | Profee Blog [Log in](/auth/login) [Sign up](/auth/registration) English * * * [Visit our website](https://www.profee.com) Profee * [Blog](/articles) * Dutch DigiD guide: How to get & use it for banking # Dutch DigiD guide: How to get & use it for banking [The Profee Team](/authors/profee-authors) Apr 25, 2025 7 minutes Navigating life in the Netherlands? You’ll need a Dutch DigiD — a digital ID for accessing public services, from healthcare to taxes. Introduced in 2003, over [13 million](https://www.nldigitalgovernment.nl/overview/identity/digid/) residents use the Dutch DigiD system. You can link your DigiD in the Netherlands for tax filings or benefit claims. Read on to learn more about it. [## What is DigiD](#what)[## A step-by-step guide to applying](#apply)[## Activating your DigiD account](#activate)[## DigiD for finance management](#finance)[## DigiD issues](#issues) ## What is DigiD, and why do you need it? A DigiD (Digital Identity) is your key to the Dutch government and essential services. Think of it as an online passport — without it, accessing healthcare, filing Dutch tax DigiD returns, or even checking pensions becomes impossible. So, what is a DigiD in the Netherlands? It’s a unique username/password combo tied to your BSN (citizen service number). Expats aren't exempt: DigiD for foreigners requires a BSN, too, which is obtainable after registering at your local municipality. Need to file taxes via Belastingdienst? Or view your child’s school records? DigiD is mandatory. Why the fuss? Security. The system uses two-factor authentication, reducing identity theft risks. For example, changing your address via MijnOverheid.nl triggers an SMS code. However, activation isn’t instant—expect a wait for that postcard with your activation code. _May be interesting: [Why you’ll love the Netherlands as a Nigerian](https://www.profee.com/articles/youll-love-netherlands-nigerian-here-why)._ Dutch DigiD guide ## A step-by-step guide to applying for your DigiD Navigating the DigiD application process in the Netherlands can feel daunting, but with the right preparation, it’s straightforward. Whether you’re a resident, expat, or temporary worker, here’s how to get a Dutch DigiD efficiently. ### Requirements for applying Before starting your ‘apply for the DigiD Netherlands’ journey, ensure you meet the essential criteria. First, you’ll need a Dutch BSN – a unique identifier issued to everyone registered in the Personal Records Database. Second, valid proof of residency is required, such as a rental contract or utility bill. Third, a working mobile number and email address are mandatory for verification. **Note**: if you are a non-EU national, you may need additional documents, depending on your visa status. You will also need a valid residence permit in the Netherlands to apply for DigiD as a foreigner originating from India, Brazil, Nigeria or other countries outside the EU. ### The application process Wondering how to get a Dutch DigiD? Follow these steps of DigiD registration: 1. Visit the DigiD website (digid.nl) and click ‘Apply Now’. 2. Enter your BSN, date of birth, and postal code. Double-check these – typos cause 30% of delays. 3. Choose a username and strong password (mix letters, numbers, symbols). Avoid obvious choices like ‘Password123’. 4. Verify via DigiD SMS verification or the DigiD app. If using SMS, expect a code within 2 minutes. 5. Wait 3-5 working days for an activation letter. Return to the site, enter the code, and your DigiD application is complete! **Note**: Always keep your details private to prevent fraud. _Explore: [30% ruling in the Netherlands](https://www.profee.com/articles/netherlands-30-ruling-are-you-eligible)._ ### Applying without a Dutch passport Are you worried about the DigiD without the Dutch passport rule? Don’t be. Foreign nationals can still apply for DigiD Netherlands using alternative IDs, provided they have a BSN and are registered with a Dutch municipality. EU/EEA residents use their national passport or ID card. Non-EU citizens need a residence permit and a foreign passport. If you lack both, visit a service desk (e.g., Gemeente office) with proof of address and BSN. **Key reminder**: Your DigiD credentials work regardless of nationality. Just ensure documents are current—expired IDs cause a rejection. Whether you’re applying for a DigiD without a dutch passport or with other EU credentials, the system remains equally secure. A step-by-step guide to applying for your DigiD ## Activating your DigiD account So, you’ve started your DigiD registration – good move! The Dutch citizens rely on this system for secure access to healthcare, taxes, and more. Let’s activate your DigiD in the Netherlands. First, grab your DigiD verification code, sent via post or email. Head to digid.nl/activatie (yes, it must be that exact URL). Enter the code alongside your chosen username and password. Pro tip: If you’re using a public device, skip saving login details – better safe than sorry. Prefer mobile? DigiD SMS verification simplifies things. After entering your code online, you’ll get a confirmation text (+31 Dutch numbers only). Lost signal? No panic – request a new code after 24 hours. If your DigiD verification code expires (they last 20 days), visit a municipal office for a replacement. For tech-savvy users, the DigiD app (rolled out in 2018) offers biometric login – handy if you hate typing passwords! ## Benefits of using DigiD for finance management The Dutch DigiD system offers two standout advantages: ironclad security and streamlined access. Unlike standard passwords, DigiD in the Netherlands uses two-factor authentication (2FA), reducing fraud risks — a critical feature given that 1 in 10 Dutch citizens was scammed in [2023](https://www.government.nl/latest/news/2024/10/09/one-in-ten-dutch-people-scammed-online-last-year). Moreover, it eliminates the hassle of remembering multiple passwords. Need to check your pension via Aegon or file taxes via the Dutch tax DigiD portal? One login suffices. Critically, DigiD meets the EU’s strict PSD2 regulations for payment security, ensuring compliance for cross-border transactions. For expats, the system’s multilingual support (English, Dutch, and Frisian) eases the transition to Dutch banking. Currently you cannot use DigiD to access bank services. Learn more on the [official website](https://www.digid.nl/en/what-is-digid) . ### One more tip The financial side of expats life also includes sending money back home. It may become tiring at times. To ease the process, you can use fast and secure Profee transfers. Join online service by quickly registering, and make smooth transfers. * Funds will arrive in minutes; * There are little to no fees; * The exchange rates are unmatched, so you’ll use your money wisely; * It’s secure as Profee is a licensed service following strict PCI DSS. So, after securing your DIgiD, take a minute to join Profee and make your expat experience better. For more [tips for foreigners living in the Netherlands](https://www.profee.com/articles/all-you-need-to-know-about-living-in-the-netherlands-as-an-expat), check out this article. ## Troubleshooting common DigiD issues Experiencing issues with your DigiD registration? You’re not alone. Around 25% of users encounter login errors annually, often due to expired credentials or browser incompatibility. For example, the ‘015’ or ‘019’ error codes typically signal incorrect passwords or locked accounts. If this happens, reset your password via the DigiD app or request an SMS code. If you’re not sure, it's best to refer to the official DigiD help resources or contact their helpdesk for accurate diagnostics. Struggling to access the Dutch tax DigiD portal? Clear your cache or switch browsers; Chrome and Firefox work best. If issues with your DigiD in the Netherlands persist, contact the service desk at +31 88 123 45 67 (Mon-Fri, 8:00–20:00). For expats who live outside the Netherlands, ensure your foreign phone number is registered. ## Conclusion: Getting started with DigiD Navigating the Dutch DigiD system needn’t be daunting. Whether you’re filing taxes, checking healthcare records, or applying for benefits, this digital ID is indispensable. To apply for DigiD Netherlands, visit digid.nl with your BSN, passport, and Dutch mobile number. Non-residents can still register if they live outside the country but have legal ties. This guide simplifies the process, but always double-check requirements on official channels. Ready? Start your DigiD application today—it takes under 15 minutes! And to [send money back home](https://app.profee.com/auth/login) fast and easy use Profee. Trademarks, logos and other graphic or text elements are owned by the respective right holders. We do not promote third-party brands but provide introductory information only. All the facts mentioned in the article are valid on Apr 25, 2025 – discover the current Profee terms we are offering you right now [here](/send-money). ## Kenyans in the Netherlands Explore life for Kenyans in the Netherlands. Learn about work opportunities, cultural integration, and building a community abroad. The Profee Team Feb 21, 2025 5 minutes ## Indians in the Netherlands: all you need to know Discover everything you need to know about living as an Indian in the Netherlands. Our guide covers cultural adaptation, community networks, job opportunities, and essential tips for a smooth transition. The Profee Team Feb 27, 2025 5 minutes ## Sending money from the Netherlands to India: your step-by-step guide This article provides a step-by-step overview of the various methods available for transferring money from the Netherlands to India. Want to know how to transfer money to India? Read our blog! 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